OICHARTS
8 AMThe 8 AM report →
BankingMedium impactAfter close

HDFC Bank reduces borrowings to strengthen balance sheet

after close1 source ↓written by the desknot a recommendation

of its balance
11%
post-merger peak
18%
by FY28
8%
growth
12.1%
rise in deposits
14.4%

HDFC Bank has successfully reduced its borrowings to 11% of its balance sheet from a post-merger peak of 18%. The bank anticipates this will decline further to 8% by FY28, supported by a 12.1% growth in its loan book and 14.4% rise in deposits. This shift is expected to enhance its funding profile and margin recovery over the medium term.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 27 Jul 2026, 16:03 IST.

Sourcesnews.google.com

Read inENहिंతెमराதગુ

The market after the news

HDFCBANK closed −0.6% on the day of the news, from ₹739.55 to ₹735.40; Nifty 0.0% over the same session; futures OI +2.2%.

Bulletin at 16:03 IST on 27 Jul 2026. Every change is measured from ₹739.55, the last close before it, on 27 Jul. Nifty 50 is measured over the same sessions.

  • HDFCBANK close ₹
  • Nifty 50, rebased to the close before the news
  • close before the news
  • above it
  • below it
  • futures OI, lots
HDFCBANK closes around the bulletin against the close before the news, with Nifty 50 rebased to it675.06739.55804.04axis spans 19%before the news · 27 Jul739.55Nifty 50HDFCBANKbulletinD0+1+3+521 Jul31 Jul11 AugFutures open interest, lotspeak 5.9 LReference close ₹739.55. 16 sessions from 21 Jul to 11 Aug; the price axis spans 19 percent.
price axis fixed at 4 × the 14-session true range around the close before the news · values printed at each marked session
Closes after the news against the close before it, with Nifty 50 over the same span
SessionClose ₹Change %Nifty %
Before27 Jul₹739.55basebase
On the day28 Jul₹735.40▼ −0.6%0.0%−0.5 pp difference
+1 session29 Jul₹748.20▲ +1.2%▲ +1.1%+0.1 pp difference
+3 sessions31 Jul₹748.15▲ +1.2%▲ +1.6%−0.5 pp difference
+5 sessions4 Aug₹742.00▲ +0.3%▲ +2.6%−2.3 pp difference
Gap at the open, % · ₹
▼ −1.0%−7.54 on 28 Jul
Day's range, % · ₹
1.1%≈ 8.3 high to low
Volume on the day
1.02×the 20-session average
Futures OI on the day
▲ +2.2%+12,000 lots · short build-up · price −0.6%
Futures OI open, lots
5.5 L28 Jul · 28 Jul expiry
Futures premium, ₹
+1.10+0.1% to spot
Puts per call, by OI
0.40from 0.45 the session before
Max pain
785from 780 the session before

Source NSE UDiFF bhavcopy · HDFCBANK on the desk →

Thread · HDFCBANKAll HDFCBANK bulletins →

Related