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HQY

HealthEquity, Inc · XNAS · 131 sessions on record
$88.46▲ +1.21 · +1.4%from $87.25 the session before · Sep 30, 2026 close · end of day
Open
$87.19
High
$89.12
Low
$86.36
Day's range
$2.83.2% of the previous close
VWAP
$88.40close +0.07% from it
Volume, shares
909K1.02× the 20-session average
Traded, $
$80.3M
Trades
16.1K56 shares per trade
Previous close
$87.25+1.21 to the close
Market cap
$7.32Bat the close of Sep 30
Day range76% of the way up
$86.36$89.12
52-week range39% of the way up
$76.03 Apr 13$107.62 Aug 10

−18% from the high · +16% from the low

Options

No listed options on HQY

Close $ · S&P 500 rebased to the first close126 sessions to Sep 30 · axis fixed at 4 × ATR-14 around the last close
131 sessions on file · from Mar 25
HQY close over the last 126 sessions, with S&P 500 rebased to the first close77.7592.27106.79axis spans 37%S&P 500HQYApr 1Jul 2Sep 30126 sessions from Apr 1 to Sep 30; the price axis spans 37 percent.

Quarterly results

consolidated · latest filed Aug 27, 2026 · SEC filings

Revenue $350.7M, +7.6% on a year earlier; profit $65.6M, +9.7% in the Jul 2026 quarter, consolidated.

Last 8 quarters, consolidatedUS dollars as filed · year on year against the same quarter a year earlier · market: close on the first session after the filing against the last close before it, S&P 500 over the same session
Quarterly results of HQY on the consolidated basis with the market's move on the first session after each filing
QuarterRevenue $Revenue YoYProfit $Profit YoYEPS $Market on the day
Jul 2026filed Aug 27$350.7M▲ +7.6%$65.6M▲ +9.7%0.78▲ +3.2%S&P 500 −0.2% · +3.4 pp
Apr 2026filed May 28$354.6M▲ +7.2%$69.4M▲ +29%0.82▼ −2.8%S&P 500 +0.2% · −3.0 pp
Jan 2026filed Mar 17$334.6M▲ +7.3%$49.7M▲ +89%0.58—not reached
Oct 2025filed Dec 3$322.2M▲ +7.2%$51.7M▲ +810%0.59—not reached
Jul 2025filed Aug 27$325.8M▲ +8.6%$59.9M▲ +67%0.68▲ +3.2%S&P 500 −0.2% · +3.4 pp
Apr 2025filed May 28$330.8M▲ +15%$53.9M▲ +87%0.61▼ −2.8%S&P 500 +0.2% · −3.0 pp
Jan 2025filed Mar 18$311.8M▲ +19%$26.4M0.00%0.30—not reached
Oct 2024filed Dec 3$300.4M▲ +21%$5.7M▼ −61%0.06—not reached
By fiscal yearfiscal years as filed in the 10-K · named by the year the fiscal year ends
Financial-year results of HQY on the consolidated basis, summed from the quarters filed
YearRevenue $Revenue YoYProfit $Profit YoYEPS $
FY26to Jan 2026$1.31B▲ +9.5%$215.2M▲ +120%2.46
FY25to Jan 2025$1.20B▲ +20%$96.7M▲ +74%1.09
FY24to Jan 2024$999.6M▲ +16%$55.7M—0.64
FY23to Jan 2023$861.7M▲ +14%−$26.1M—-0.31
FY22to Jan 2022$756.6M▲ +3.1%−$44.3M▼ −600%-0.53

Fundamentals

consolidated · filings to Jul 2026 · close $88.46 on Sep 30

HQY trades at 32 times trailing earnings, 3.7 times book value, revenue +7.3% over twelve months, market cap $7.32B.

Valuation
Market cap
$7.32Bon Sep 30
Price to earnings
32consolidated · four quarters to Jul 2026
Trailing EPS
$2.77diluted · consolidated · four quarters to Jul 2026
Price to book
3.7consolidated · balance sheet to Jul 2026
Book value a share
$24.06consolidated · balance sheet to Jul 2026
Debt to equity
0.47borrowings over equity · consolidated · balance sheet to Jul 2026
Return on equity
11%trailing profit over average equity · consolidated
Dividend yield
—
Price to sales
5.4market cap over revenue, four quarters to Jul 2026
Shares outstanding
82.7Mon Sep 30
Growthsums of the four quarters filed to Jul 2026 · growth against the four quarters before them · consolidated
Revenue, trailing 12 months
$1.36Bfour quarters to Jul 2026
Revenue growth, 12 months
▲ +7.3%against the twelve months before
Revenue 3-year CAGR
▲ +13%trailing twelve months against the twelve months 3 years earlier · consolidated
Profit, trailing 12 months
$236.5Mfour quarters to Jul 2026
Profit growth, 12 months
▲ +62%against the twelve months before
Profit 3-year CAGR
▲ +160%trailing twelve months against the twelve months 3 years earlier · consolidated
PeersServices-Business Services, NEC · the ten largest by market cap · industry P/E needs two stocks with trailing profit and a market cap
Stocks in the industry Services-Business Services, NEC with market cap, price to earnings and price to book
StockMarket capP/EP/BClose $
HQYHealthEquity, Inc$7.32Bon Sep 3032consolidated3.7$88.46
CNDTConduent Incorporated Common Stock$242.6Mon Sep 30—0.35$1.56

Shareholding

quarter to Jun 2026 · SEC Form 13F

13F managers hold 210% of shares, BlackRock, Inc. the largest at 27%, WASATCH ADVISORS LP 19% and MORGAN STANLEY 11%, as filed for the quarter to Jun 2026.

Held by 13F managers
210%of shares outstanding
Shares held
177M+6.4% on Mar 2026 among managers filing both
Managers holding
463453 a quarter earlier
Largest holder
27%BlackRock, Inc.
Largest 10 holderspercent of shares outstanding · change in shares against the previous quarter
Largest 13F holders of HQY
ManagerSharesOf outstandingValueChange on quarter
BlackRock, Inc.22.6M27%$2.04B+1.49M
WASATCH ADVISORS LP15.9M19%$1.44B+1.52M
MORGAN STANLEY9.09M11%$821.4M+4.12M
VANGUARD PORTFOLIO MANAGEMENT LLC8.12M9.8%$733.0M−212K
VANGUARD CAPITAL MANAGEMENT LLC7.28M8.8%$657.7M−366K
STATE STREET CORP6.48M7.8%$585.4M+282K
GEODE CAPITAL MANAGEMENT, LLC4.75M5.7%$429.0M+230K
AQR CAPITAL MANAGEMENT LLC4M4.8%$352.1M−186K
DIMENSIONAL FUND ADVISORS LP3.74M4.5%$337.6M+484K
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC3.55M4.3%$320.3M+227K
Insider tradesSEC Forms 3, 4 and 5 · the latest 10

No open-market insider buying or selling in the last 90 days.

HQY insider trades
InsiderTradeSharesPriceHeld after
SELANDER ROBERT WDirectorgranted · Jun 25, 20262,877$0.0089,849
DILLON ADRIAN TDirectorgranted · Jun 25, 20262,877$0.0062,395
Dilsaver Evelyn SDirectorgranted · Jun 25, 20262,877$0.0051,085
Wellborn Gayle FurgursonDirectorgranted · Jun 25, 20262,877$0.0022,610
McCowan Debra CharlotteDirectorgranted · Jun 25, 20262,877$0.0012,659
Natarajan RajeshDirectorgranted · Jun 25, 20262,877$0.0018,130
Parker Stuart B.Directorgranted · Jun 25, 20262,877$0.0025,975
Gassen WilliamDirectorgranted · Jun 25, 20262,877$0.003,611
Fiore Michael HenryOfficersold · May 29, 20263,142$95.0059,113
Ladd DelanoOfficersold · May 28, 20267,500$90.0091,141

Corporate actions

exchange records

No corporate action on record for HQY yet.

Price history

131 sessions on record · to Sep 30 · end of day

HQY is −8.8% over 20 sessions against the S&P 500's +0.1%, 18% below its 52-week high, realised volatility 24% annualised.

Returns against S&P 500longest window first · S&P 500 over the same sessions
Returns of the stock and S&P 500 over six windows, longest first
WindowFrom $HQY %S&P 500 %Difference pp
120 sessionssince Apr 9$84.20▲ +5.1%▲ +12%−7.1
60 sessionssince Jul 7$96.98▼ −8.8%▲ +2.0%−11
20 sessionssince Sep 1$97.00▼ −8.8%▲ +0.11%−8.9
5 sessionssince Sep 23$90.39▼ −2.1%▼ −0.67%−1.5
1 sessionsince Sep 29$87.25▲ +1.4%▼ −0.21%+1.6
Averages of the closeclose against each average
5-session average
$88.20close +0.29% from it
20-session average
$93.30close −5.2% from it
50-session average
$98.49close −10% from it
Range and volumetrue range over 14 sessions · high to low over 20 · volume against the 20-session average
Average true range, 14
$2.52.8% of the close
Average day's range, 20
$2.32.6% of the close
Volume against 20 sessions
1.02×909K vs 890K average
Volatility and co-movement with S&P 500annualised from daily returns
Realised volatility, 20
24%≈ ±1.5% a session · moved more than that on 8 of 20
Realised volatility, 60
35%≈ ±2.2% a session · moved more than that on 12 of 60
Beta to S&P 500, 60
-0.22moved with S&P 500 on 33 of 60 sessions
Up and down sessionscloses above and below the previous close
Last 20 sessions
8 up · 12 downof 20
Last 60 sessions
29 up · 31 downof 60
Best session, 250
▲ +6.0%Apr 24
Worst session, 250
▼ −11%Aug 27

Short-sale volume

25 sessions · to Sep 30, 2026

Short sales were 73% of reported volume on Sep 30, 2026, against 66% over the last 25 sessions.

Last 10 sessionsshare of the day's reported volume
HQY daily short-sale volume
SessionShort volumeReported volumeShort share
Sep 30, 2026208K287K72.5%
Sep 29, 2026307K421K72.9%
Sep 28, 2026357K540K66.2%
Sep 25, 2026363K470K77.2%
Sep 24, 2026249K430K57.8%
Sep 23, 2026162K405K39.9%
Sep 22, 2026275K469K58.6%
Sep 21, 2026102K153K66.7%
Sep 18, 2026114K158K72.3%
Sep 17, 2026174K263K66.3%

Filings

SEC EDGAR · newest first
HQY SEC filings
FiledFormReport date
Sep 30, 20263Sep 24, 2026
Sep 30, 20268-KSep 24, 2026
Sep 18, 20264Sep 17, 2026
Aug 27, 2026S-8—
Aug 27, 202610-QJul 31, 2026
Aug 27, 20268-KAug 27, 2026
Aug 27, 20264Aug 25, 2026
Aug 25, 2026144—
Jul 31, 2026SCHEDULE 13G/A—
Jul 15, 2026SCHEDULE 13G/A—
Jul 14, 20264Jul 10, 2026
Jul 13, 20264Jul 9, 2026
Jul 13, 2026144—
Jul 10, 20264Jul 8, 2026
Jul 10, 2026144—
Jul 10, 2026144—
Jul 10, 20264Jul 8, 2026
Jul 10, 2026144—
Jul 10, 20264Jul 8, 2026
Jul 10, 2026144—
Jul 10, 20264Jul 8, 2026
Jul 10, 2026144—
Jul 10, 20264Jul 8, 2026
Jul 10, 2026144—
Jul 7, 20264Jul 2, 2026

About HealthEquity, Inc

SEC and exchange records
Company
HealthEquity, Inc
Exchange
XNAS
Industry
Services-Business Services, NEC · SEC standard industrial classification
SEC CIK
1428336
Sessions on record
131
Price source
End of day · delayed
Computed
2 Oct, 03:07 am IST

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