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SBI cuts loan rates after RBI repo rate cut

pre-market1 source ↓written by the desknot a recommendation

7.90%
25 basis points
be trimmed starting
15 Dec 2025
range
2-3 year
scheme
444-day

State Bank of India (SBI) has reduced its external benchmark-linked lending rates to 7.90%, down by 25 basis points. This adjustment follows the RBI's recent repo rate cut, aimed at lowering borrowing costs for consumers. Additionally, select fixed deposit rates will be trimmed starting 15 Dec 2025. 📉

For borrowers, this could mean reduced EMIs on loans, while depositors may see lower returns on specific tenures, particularly in the 2-3 year range and the 444-day scheme.

These changes reflect SBI's response to the evolving interest rate environment and may influence market sentiment in the banking sector.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 14 Dec 2025, 07:05 IST.

Sourcesnews.google.com

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