$70.97▼ −0.75 · −1.1%from $71.72 the session before · Sep 30, 2026 close · end of day
Open
$71.64
High
$72.17
Low
$70.37
Day's range
$1.82.5% of the previous close
VWAP
$71.15close −0.26% from it
Volume, shares
3.09M1.07× the 20-session average
Traded, $
$220.0M
Trades
37.7K82 shares per trade
Previous close
$71.72−0.75 to the close
Market cap
$23.09Bat the close of Sep 30
Day range34% of the way up
$70.37$72.17
52-week range35% of the way up
$64.95 Mar 27$81.92 Aug 17
−13% from the high · +9.3% from the low
Options
No listed options on SYF
Close $ · S&P 500 rebased to the first close126 sessions to Sep 30 · axis fixed at 4 × ATR-14 around the last close · hover or tap a session and the read beside the chart follows it
Profit $885.0M, −8.5% in the Jun 2026 quarter, consolidated.
Last 8 quarters, consolidatedUS dollars as filed · year on year against the same quarter a year earlier · market: close on the first session after the filing against the last close before it, S&P 500 over the same session
Quarterly results of SYF on the consolidated basis with the market's move on the first session after each filing
Quarter
Revenue $
Revenue YoY
Profit $
Profit YoY
EPS $
Market on the day
Jun 2026filed Jul 23
—
—
$885.0M
▼ −8.5%
2.59
▲ +1.6%S&P 500 +0.1% · +1.5 pp
Mar 2026filed Jul 23
—
—
$805.0M
▲ +6.3%
2.27
▲ +1.6%S&P 500 +0.1% · +1.5 pp
Dec 2025filed Feb 6
—
—
$751.0M
▼ −3.0%
2.03
—not reached
Sep 2025filed Oct 22
—
—
$1.08B
▲ +37%
2.86
—not reached
Jun 2025filed Jul 23
—
—
$967.0M
▲ +50%
2.50
▲ +1.6%S&P 500 +0.1% · +1.5 pp
Mar 2025filed Jul 23
—
—
$757.0M
▼ −41%
1.89
▲ +1.6%S&P 500 +0.1% · +1.5 pp
Dec 2024filed Feb 7
—
—
$774.0M
▲ +76%
1.92
—not reached
Sep 2024filed Oct 22
—
—
$789.0M
▲ +26%
1.94
—not reached
By fiscal yearfiscal years as filed in the 10-K · named by the year the fiscal year ends
Financial-year results of SYF on the consolidated basis, summed from the quarters filed
Year
Revenue $
Revenue YoY
Profit $
Profit YoY
EPS $
FY25to Dec 2025
—
—
$3.55B
▲ +1.5%
9.28
FY24to Dec 2024
—
—
$3.50B
▲ +56%
8.55
FY23to Dec 2023
—
—
$2.24B
▼ −26%
5.19
FY22to Dec 2022
—
—
$3.02B
▼ −29%
6.15
FY21to Dec 2021
—
—
$4.22B
▲ +200%
7.34
Fundamentals
consolidated · filings to Jun 2026 · close $70.97 on Sep 30
SYF trades at 7.3 times trailing earnings, 1.4 times book value, a 0.90% dividend yield, market cap $23.09B.
Valuation
Market cap
$23.09Bon Sep 30
Price to earnings
7.3consolidated · four quarters to Jun 2026
Trailing EPS
$9.75diluted · consolidated · four quarters to Jun 2026
Price to book
1.4consolidated · balance sheet to Jun 2026
Book value a share
$51.93consolidated · balance sheet to Jun 2026
Debt to equity
0.97borrowings over equity · consolidated · balance sheet to Jun 2026
Return on equity
21%trailing profit over average equity · consolidated
Dividend yield
0.90%$0.64 a share in 365 days
Price to sales
—
Shares outstanding
325Mon Sep 30
Growthsums of the four quarters filed to Jun 2026 · growth against the four quarters before them · consolidated
Revenue, trailing 12 months
—
Revenue growth, 12 months
—
Revenue 3-year CAGR
—trailing twelve months against the twelve months 3 years earlier · consolidated
Profit, trailing 12 months
$3.52Bfour quarters to Jun 2026
Profit growth, 12 months
▲ +7.0%against the twelve months before
Profit 3-year CAGR
▲ +13%trailing twelve months against the twelve months 3 years earlier · consolidated
Shareholding
quarter to Jun 2026 · SEC Form 13F
13F managers hold 210% of shares, BlackRock, Inc. the largest at 19%, VANGUARD CAPITAL MANAGEMENT LLC 14% and Capital World Investors 12%, as filed for the quarter to Jun 2026.
19.0%13.5%11.6%162.9%
BlackRock, Inc. 19.0%
VANGUARD CAPITAL MANAGEMENT LLC 13.5%
Capital World Investors 11.6%
Other 13F managers 162.9%
Held by 13F managers
210%of shares outstanding
Shares held
674M−3.0% on Mar 2026 among managers filing both
Managers holding
939908 a quarter earlier
Largest holder
19%BlackRock, Inc.
Largest 10 holderspercent of shares outstanding · change in shares against the previous quarter
Largest 13F holders of SYF
Manager
Shares
Of outstanding
Value
Change on quarter
BlackRock, Inc.
61.8M
19%
$4.70B
+829K
VANGUARD CAPITAL MANAGEMENT LLC
44M
14%
$3.35B
−1.17M
Capital World Investors
37.8M
12%
$2.88B
−29.8M
VANGUARD PORTFOLIO MANAGEMENT LLC
36.2M
11%
$2.75B
−829K
STATE STREET CORP
35.5M
11%
$2.70B
+17.1K
BANK OF AMERICA CORP /DE/
29.5M
9.1%
$2.25B
−2.6M
GOLDMAN SACHS GROUP INC
20.2M
6.2%
$1.54B
+998K
GEODE CAPITAL MANAGEMENT, LLC
19.7M
6.1%
$1.52B
−190K
FIRST TRUST ADVISORS LP
15.4M
4.7%
$1.17B
+4.72M
PAR CAPITAL MANAGEMENT INC
15.2M
4.7%
$1.16B
unchanged
Insider tradesSEC Forms 3, 4 and 5 · the latest 10
No open-market insider buying or selling in the last 90 days.
SYF insider trades
Insider
Trade
Shares
Price
Held after
GUTHRIE ROY ADirector
granted · May 15, 2026
152
$71.38
39,915
NAYLOR JEFFREY GDirector
granted · May 15, 2026
197
$71.38
64,217
ELLINGER DEBORAH GDirector
granted · May 15, 2026
7
$71.38
1,553
COVIELLO ARTHUR W JRDirector
granted · May 15, 2026
14
$71.38
29,355
AGUIRRE FERNANDODirector
granted · May 15, 2026
14
$71.38
29,473
Alves Paget LeonardDirector
granted · May 15, 2026
153
$71.38
51,594
Zane Ellen MDirector
granted · May 15, 2026
14
$71.38
31,440
Parker P.W.Director
granted · May 15, 2026
14
$71.38
33,686
DOUBLES BRIAN DDirector,Officer
granted · May 15, 2026
1,017
$71.38
830,239
MOTHNER JONATHAN SOfficer
exercised · May 15, 2026
11,258
$34.30
143,922
Corporate actions
exchange records
Nothing upcoming on record; the last was a dividend of $0.34 a share, ex-date Aug 5, 2026.
Actionsex-dates · upcoming first, then the last eight · dividends in dollars a share, splits as ratios
Corporate actions of SYF, upcoming first, then the most recent
Ex-date
Action
Amount or ratio
Record date
recent
Aug 5, 2026
dividend
$0.34
—
May 5, 2026
dividend
$0.30
—
Calendardividends by ex-date
Dividends in 365 days
$0.64a share · ex-dates inside the year
Last dividend
$0.34ex-date Aug 5, 2026
Price history
131 sessions on record · to Sep 30 · end of day
SYF is −7.4% over 20 sessions against the S&P 500's +0.1%, 13% below its 52-week high, realised volatility 26% annualised.
Returns against S&P 500longest window first · S&P 500 over the same sessions
Returns of the stock and S&P 500 over six windows, longest first
Window
From $
SYF %
S&P 500 %
Difference pp
120 sessionssince Apr 9
$72.49
▼ −2.1%
▲ +12%
−14
60 sessionssince Jul 7
$75.52
▼ −6.0%
▲ +2.0%
−8.0
20 sessionssince Sep 1
$76.62
▼ −7.4%
▲ +0.11%
−7.5
5 sessionssince Sep 23
$70.67
▲ +0.42%
▼ −0.67%
+1.1
1 sessionsince Sep 29
$71.72
▼ −1.0%
▼ −0.21%
−0.84
Averages of the closeclose against each average
5-session average
$71.74close −1.1% from it
20-session average
$74.94close −5.3% from it
50-session average
$76.73close −7.5% from it
Range and volumetrue range over 14 sessions · high to low over 20 · volume against the 20-session average
Average true range, 14
$2.02.8% of the close
Average day's range, 20
$1.72.5% of the close
Volume against 20 sessions
1.07×3.09M vs 2.88M average
Volatility and co-movement with S&P 500annualised from daily returns
Realised volatility, 20
26%≈ ±1.6% a session · moved more than that on 9 of 20
Realised volatility, 60
34%≈ ±2.2% a session · moved more than that on 14 of 60
Beta to S&P 500, 60
1.43moved with S&P 500 on 41 of 60 sessions
Up and down sessionscloses above and below the previous close
OI Charts is not a registered investment adviser or broker-dealer. Prices, filings and open interest are public data and arithmetic on it, not a basis for any investment decision.