Banks tighten gold loan policies amid rising prices
pre-market1 source ↓written by the desknot a recommendation
- in borrowings
- 100% increase
- in April 2024
- ₹1.01 lakh crore
- by October 2025
- ₹3.37 lakh crore
Banks and non-banking financial companies (NBFCs) are tightening gold loan restrictions following a 100% increase in borrowings since March 2025. Gold loans surged from ₹1.01 lakh crore in April 2024 to ₹3.37 lakh crore by October 2025. The RBI's concerns over potential defaults due to soaring gold prices have prompted this cautious approach.
Not investment advice. For informational purposes only.