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BankingHigh impactAfter close

Private-sector banks see 5% drop on weak earnings

after close1 source ↓written by the desknot a recommendation

on Monday due
5%
NIM contracted
3.4%
Bank's fell
3.46%

Shares of leading private-sector banks, including HDFC Bank and Axis Bank, fell nearly 5% on Monday due to concerns over weak net interest margins (NIM). HDFC's NIM contracted to 3.4%, while Axis Bank's fell to 3.46%. Citigroup highlighted that NIM compression and softer fees are significant earnings headwinds, indicating ongoing challenges for these institutions.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 20 Jul 2026, 16:05 IST.

Sourcesnews.google.com

Read inENहिंతెमराதગુ

The market after the news

HDFCBANK closed −2.1% on the day of the news, from ₹777.60 to ₹761.45; Nifty −0.2% over the same session; futures OI +1.6%.

Bulletin at 16:05 IST on 20 Jul 2026. Every change is measured from ₹777.60, the last close before it, on 20 Jul. Nifty 50 is measured over the same sessions.

  • HDFCBANK close ₹
  • Nifty 50, rebased to the close before the news
  • close before the news
  • above it
  • below it
  • futures OI, lots
HDFCBANK closes around the bulletin against the close before the news, with Nifty 50 rebased to it709.79777.60845.41axis spans 19%before the news · 20 Jul777.60Nifty 50HDFCBANKbulletinD0+1+3+514 Jul24 Jul4 AugFutures open interest, lotspeak 5.5 LReference close ₹777.60. 16 sessions from 14 Jul to 4 Aug; the price axis spans 19 percent.
price axis fixed at 4 × the 14-session true range around the close before the news · values printed at each marked session
Closes after the news against the close before it, with Nifty 50 over the same span
SessionClose ₹Change %Nifty %
Before20 Jul₹777.60basebase
On the day21 Jul₹761.45▼ −2.1%▼ −0.2%−1.9 pp difference
+1 session22 Jul₹753.15▼ −3.1%▼ −1.0%−2.1 pp difference
+3 sessions24 Jul₹742.80▼ −4.5%▼ −1.9%−2.5 pp difference
+5 sessions28 Jul₹735.40▼ −5.4%▼ −1.0%−4.4 pp difference
Gap at the open, % · ₹
▼ −1.1%−8.48 on 21 Jul
Day's range, % · ₹
1.6%≈ 12 high to low
Volume on the day
1.21×the 20-session average
Futures OI on the day
▲ +1.6%+7,900 lots · short build-up · price −2.1%
Futures OI open, lots
4.9 L21 Jul · 28 Jul expiry
Futures premium, ₹
+1.50+0.2% to spot
Puts per call, by OI
0.47from 0.49 the session before
Max pain
785from 795 the session before

Source NSE UDiFF bhavcopy · HDFCBANK on the desk →

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