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BankingAfter close

Union Bank reports 10% profit decline amid merger talks

after close1 source ↓written by the desknot a recommendation

in net profit
10% decline
for Q2
₹4,249 crore
Interest Income fell
3%
₹8,812 crore

Union Bank of India reported a 10% decline in net profit to ₹4,249 crore for Q2, driven by reduced total income and lower recoveries from written-off loans. Net Interest Income fell 3% to ₹8,812 crore, indicating pressure on lending margins due to rising costs. This decline raises concerns for traders about the bank's financial health and potential merger implications.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 31 Oct 2025, 21:11 IST.

Sourcesnews.google.com

The market after the news

UNIONBANK closed +1.5% on the day of the news, from ₹148.67 to ₹150.88; Nifty +0.2% over the same session; futures OI −3.2%.

Bulletin at 21:11 IST on 31 Oct 2025. Every change is measured from ₹148.67, the last close before it, on 31 Oct. Nifty 50 is measured over the same sessions.

  • UNIONBANK close ₹
  • Nifty 50, rebased to the close before the news
  • close before the news
  • above it
  • below it
  • futures OI, lots
UNIONBANK closes around the bulletin against the close before the news, with Nifty 50 rebased to it132.44148.67164.90axis spans 25%before the news · 31 Oct148.67Nifty 50UNIONBANKbulletinD0+1+3+527 Oct7 Nov18 NovFutures open interest, lotspeak 20,000Reference close ₹148.67. 16 sessions from 27 Oct to 18 Nov; the price axis spans 25 percent.
price axis fixed at 4 × the 14-session true range around the close before the news · values printed at each marked session
Closes after the news against the close before it, with Nifty 50 over the same span
SessionClose ₹Change %Nifty %
Before31 Oct₹148.67basebase
On the day3 Nov₹150.88▲ +1.5%▲ +0.2%+1.3 pp difference
+1 session4 Nov₹151.54▲ +1.9%▼ −0.5%+2.4 pp difference
+3 sessions7 Nov₹153.30▲ +3.1%▼ −0.9%+4.0 pp difference
+5 sessions11 Nov₹152.62▲ +2.7%▼ −0.1%+2.8 pp difference
Gap at the open, % · ₹
▲ +0.2%+0.33 on 3 Nov
Day's range, % · ₹
2.6%≈ 3.8 high to low
Volume on the day
1.84×the 20-session average
Futures OI on the day
▼ −3.2%−600 lots · short covering · price +1.5%
Futures OI open, lots
18,0003 Nov · 25 Nov expiry
Futures premium, ₹
+0.60+0.4% to spot
Puts per call, by OI
0.82from 0.87 the session before
Max pain
148from 148 the session before

Source NSE UDiFF bhavcopy · UNIONBANK on the desk →

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