UNIONBANK

Union Bank of India · NSE · INE692A01016 · F&O · lot 4,425 · 272 sessions on record

₹167.59▼ −3.41 · −2.0%from ₹171.00 the session before · 1 Oct 2026 close · NSE end of day

Open: ₹169.69
High: ₹172.19
Low: ₹164.81
Day's range: ₹7.44.3% of the previous close
VWAP: ₹168.62close −0.61% from it
Volume, shares: 79 L0.94× the 20-session average
Turnover, ₹ crore: 130
Trades: 51,000150 shares per trade
Previous close: ₹171.00−3.41 to the close
Price band, next session: ₹150.85 – ₹184.3510% either side of the close · dynamic, widened in 5% steps when hit

Day range38% of the way up

₹164.81₹172.19

52-week range46% of the way up

₹135.29 3 Oct₹205.49 27 Feb

−18% from the high · +24% from the low

The desk read · 1 Octexpiry 27 Oct · 26 days

short build-up

futures read

price −2.0% · OI +0.3%

+0.11

futures premium, ₹

+0.1% to spot ₹167.59

0.78

puts per call, by OI

by volume 0.54

175

max pain

+4.4% from the close

▲ +0.3%

futures OI on the day

+72 lots · 24,000 open

Short build-up into a 26-day expiry: futures OI +0.3% on a −2.0% day, the most call OI sits at 175, the most put OI at 170, max pain 175.

Futures and options

1 Oct close · lot 4,425 · NSE end of day

UNIONBANK futures closed at ₹167.70, +0.1% to spot, with 90% of open interest in the 27 Oct contract, and the 168 straddle prices a move of about ±6.9% by expiry.

Futures by expiryall 3 contracts NSE lists on the stock · basis against the spot close ₹167.59

Futures by expiry, basis against the spot close ₹167.59
Expiry	Close ₹	Basis ₹ · %	Annualised %	OI lots · on the day	Share of OI %	Contracts traded
27 Oct26 days	₹167.70	+0.11+0.1%	+0.92%	21,000▲ +0.1% · +17 lots	90	2,900
23 Nov53 days	₹168.64	+1.05+0.6%	+4.3%	2,400▲ +1.7% · +41 lots	10	130
29 Dec89 days	₹169.27	+1.68+1.0%	+4.1%	17▲ +466.7% · +14 lots	0.07	19

10% of futures OI sits beyond the 27 Oct contract · 38 of 50 listed contracts traded · 7,600 option contracts changed hands

Options27 Oct expiry · 26 days

The 168 straddle closed at ₹11.62 (call 5.94 + put 5.68), pricing a move of about ±6.9% by the 27 Oct expiry. In the last 253 windows of 19 sessions, UNIONBANK moved more than that 113 times.

Call OI, lots: 4,6002.0 cr shares
Put OI, lots: 3,5001.6 cr shares
Puts per call, by OI: 0.78by volume 0.54
Max pain: 175+4.4% from the close
Contracts traded: 38 of 50listed for this expiry

Open interest by strike, lotstop three strikes each side

Calls

Strike

Puts

870

180

510

1,100

175

480

640

170

670

Open interest added on the day, lotsthree largest additions each side

Calls

Strike

Puts

+85

180

+60

175

+130

170

165

+69

153

+12

148

+22

Close ₹ · Nifty 50 rebased to the first close · futures open interest by the day's build-up126 sessions to 1 Oct · axis fixed at 4 × ATR-14 around the last close · hover or tap a session and the read beside the chart follows it

272 sessions on file · from 28 Aug

UNIONBANK close
Nifty 50, rebased
long build-up · price up, OI up
short build-up · price down, OI up
short covering · price up, OI down
long unwinding · price down, OI down

Session read · latest close: 1 Oct 2026
Close ₹ · day %: ₹167.59▼ −2.0% on the previous close
Against Nifty 50: Nifty −0.9%−1.1 pp difference on the day
Futures OI, lots: 24,000+72 lots · +0.3% on the day
The day's build-up: short build-upprice −2.0% · OI +0.3%
Against the averages: below 20 · below 5020-session ₹178.33 (−6.0%) · 50-session ₹179.79 (−6.8%)
Volume: 0.94×the previous 20 sessions · 79 L shares
Extremes on the day: none

The market after the news

close against the last close before each bulletin · Nifty 50 over the same sessions

After the last 8 bulletins, UNIONBANK closed higher five sessions later in 4 of 8.

Close after each bulletin on the day, one session later and five sessions later, with Nifty 50 and futures open interest
Bulletin	Day of the news	1 session later	5 sessions later	Futures OI on the day
15 JulUnion Bank of India Q1 net profit rises 30% to ₹5,332 crore	▼ −2.1%Nifty 0.0% · −2.1 pp	▼ −2.3%Nifty +1.1% · −3.3 pp	▼ −2.3%Nifty −0.9% · −1.4 pp	▲ +0.5%short build-up
11 JulUnion Bank declares ₹5 dividend and appoints new MD	▲ +3.6%Nifty 0.0% · +3.5 pp	▲ +3.7%Nifty −0.6% · +4.4 pp	▲ +6.9%Nifty +0.1% · +6.8 pp	▲ +4.7%long build-up
11 JulUnion Bank declares ₹5 dividend, appoints new MD	▲ +3.6%Nifty 0.0% · +3.5 pp	▲ +3.7%Nifty −0.6% · +4.4 pp	▲ +6.9%Nifty +0.1% · +6.8 pp	▲ +4.7%long build-up
26 MayUnion Bank plans ₹8,000 crore capital raise	▲ +0.7%Nifty 0.0% · +0.7 pp	▲ +0.2%Nifty −1.5% · +1.7 pp	▼ −0.6%Nifty −2.1% · +1.5 pp	▲ +1.3%long build-up
14 MayUnion Bank of India valuation shifts signal investment opportunity	▲ +1.5%Nifty +1.2% · +0.3 pp	▼ −0.3%Nifty +1.0% · −1.3 pp	▼ −1.4%Nifty +1.0% · −2.5 pp	▲ +0.5%long build-up
13 MayUnion Bank of India valuation shifts signal investment opportunity	▲ +1.5%Nifty +1.2% · +0.3 pp	▼ −0.3%Nifty +1.0% · −1.3 pp	▼ −1.4%Nifty +1.0% · −2.5 pp	▲ +0.5%long build-up
6 AprUnion Bank valuation signals price attractiveness	▲ +1.2%Nifty +1.1% · +0.1 pp	▼ −0.1%Nifty +1.8% · −1.9 pp	▲ +7.4%Nifty +5.0% · +2.4 pp	▼ −0.4%short covering
28 MarUnion Bank of India secures top ratings and higher borrowing limit	▼ −6.4%Nifty −2.1% · −4.3 pp	▼ −2.2%Nifty −0.6% · −1.6 pp	▲ +5.8%Nifty +5.2% · +0.6 pp	▼ −4.0%long unwinding

8 of 20 bulletins

Quarterly results

consolidated · latest filed 15 Jul, 06:22 pm IST · NSE filings

Revenue ₹27,427 cr, −0.17% on a year earlier; profit ₹5,368 cr, +30% in the Jun 2026 quarter, consolidated.

Last 8 quarters, consolidated₹ crore as filed · year on year against the same quarter a year earlier · market: close on the first session after the filing against the last close before it, Nifty 50 over the same session

Quarterly results of UNIONBANK on the consolidated basis with the market's move on the first session after each filing
Quarter	Revenue ₹ cr	Revenue YoY	Profit ₹ cr	Profit YoY	EPS ₹	Market on the day
Jun 2026filed 15 Jul	₹27,427 cr	▼ −0.17%	₹5,368 cr	▲ +30%	7.39	▼ −2.1%Nifty 0.0% · −2.1 pp
Mar 2026filed 23 Apr · audited	₹26,676 cr	▼ −4.3%	₹5,334 cr	▲ +6.7%	7.21	▼ −1.5%Nifty −1.1% · −0.4 pp
Dec 2025filed 31 Dec	₹26,819 cr	▼ −1.2%	₹5,029 cr	▲ +9.4%	6.65	▲ +1.4%Nifty +0.7% · +0.7 pp
Sept 2025filed 30 Oct	₹26,665 cr	▼ −0.82%	₹4,281 cr	▼ −9.3%	5.80	▲ +4.5%Nifty −0.6% · +5.1 pp
Jun 2025filed 19 Jul	₹27,475 cr	▲ +3.6%	₹4,137 cr	▲ +15%	5.80	▼ −2.6%Nifty +0.5% · −3.1 pp
Mar 2025filed 8 May · audited	₹27,869 cr	▲ +5.1%	₹5,001 cr	▲ +51%	6.56	▲ +6.3%Nifty −1.1% · +7.4 pp
Dec 2024filed 28 Jan	₹27,135 cr	▲ +6.3%	₹4,597 cr	▲ +27%	6.06	▲ +1.8%Nifty +0.9% · +0.9 pp
Sept 2024filed 22 Oct	₹26,887 cr	▲ +8.7%	₹4,722 cr	▲ +33%	6.22	▼ −2.2%Nifty −1.3% · −0.9 pp

By financial yearApril to March · each year the sum of its four quarters as filed, consolidated · EPS summed across the quarters · only complete years

Financial-year results of UNIONBANK on the consolidated basis, summed from the quarters filed
Year	Revenue ₹ cr	Revenue YoY	Profit ₹ cr	Profit YoY	EPS ₹
FY26to Mar 2026	₹1,07,635 cr	▼ −0.72%	₹18,781 cr	▲ +4.8%	25.46
FY25to Mar 2025	₹1,08,417 cr	—	₹17,921 cr	—	23.61

Fundamentals

consolidated · filings to Jun 2026 · close ₹167.59 on 1 Oct

UNIONBANK trades at 6.2 times trailing earnings against 7.9 for its industry, revenue −1.6% over twelve months, a 6.0% dividend yield, market cap ₹1,30,000 cr.

Valuationarithmetic on filings and the close · each cell names what it rests on · — where an input is missing

Market cap: ₹1,30,000 cron 1 Oct · free float ₹32,000 cr
Price to earnings: 6.2consolidated · four quarters to Jun 2026 · industry 7.9
Trailing EPS: ₹27.05diluted · consolidated · four quarters to Jun 2026
Price to book: —no balance sheet filed yet
Book value a share: —no equity line in the filing
Debt to equity: —no equity line in the filing
Return on equity: —needs two filed balance sheets
Dividend yield: 6.0%₹10.00 a share in 365 days
Face value: ₹10a share
Shares outstanding: 763 cron 1 Oct

Growthsums of the four quarters filed to Jun 2026 · growth against the four quarters before them · consolidated

Revenue, trailing 12 months: ₹1,07,587 crfour quarters to Jun 2026
Revenue growth, 12 months: ▼ −1.6%against the twelve months before
Revenue 2-year CAGR: ▲ +2.1%trailing twelve months against the twelve months 2 years earlier · consolidated
Profit, trailing 12 months: ₹20,012 crfour quarters to Jun 2026
Profit growth, 12 months: ▲ +8.4%against the twelve months before
Profit 2-year CAGR: ▲ +19%trailing twelve months against the twelve months 2 years earlier · consolidated

PeersBSE sub-group Public Sector Bank · F&O stocks with filings on record · industry P/E 7.9, market caps over trailing profit of 8 stocks

Stocks in the BSE sub-group Public Sector Bank with market cap, price to earnings and price to book
Stock	Market cap ₹	P/E	P/B	Close ₹
SBINState Bank of India	8,80,000 cron 1 Oct	10consolidated	—	₹954.10
UNIONBANKUnion Bank of India	1,30,000 cron 1 Oct	6.2consolidated	—	₹167.60
PNBPunjab National Bank	1,30,000 cron 1 Oct	5.2consolidated	—	₹109.55
BANKBARODABank of Baroda	1,20,000 cron 1 Oct	6.6consolidated	—	₹230.80
CANBKCanara Bank	1,10,000 cron 1 Oct	5.4consolidated	—	₹118.35
INDIANBIndian Bank	1,10,000 cron 1 Oct	8.4consolidated	—	₹793.15
MAHABANKBank of Maharashtra	62,000 cron 1 Oct	8.2consolidated	—	₹80.50
BANKINDIABank of India	59,000 cron 1 Oct	5.0consolidated	—	₹129.50
IOBIndian Overseas Bank	59,000 cron 1 Oct	—	—	₹30.40
UCOBANKUCO Bank	29,000 cron 1 Oct	—	—	₹22.95
CENTRALBKCentral Bank of India	27,000 cron 1 Oct	—	—	₹30.00
PSBPunjab & Sind Bank	15,000 cron 1 Oct	—	—	₹20.95

Shareholding

quarter to 30 Jun · none pledged · NSE filings

Promoters hold 74.8%, foreign portfolio investors 8.6%, mutual funds 4.7% and insurance companies 6.7%, as filed for the quarter to 30 Jun.

74.8%

By category, last 5 quarterspercent of shares · beneath each figure, the change in percentage points against the previous quarter on file

Shareholding of UNIONBANK by category over the last 5 quarters with the change against the previous quarter
Category	30 Jun	31 Mar	31 Dec	30 Sept	30 Jun
Promoters	74.760.00 pp	74.760.00 pp	74.760.00 pp	74.760.00 pp	74.76
Foreign portfolio investors	8.63▼ −0.74 pp	9.37▲ +1.23 pp	8.14▲ +0.28 pp	7.86▲ +0.16 pp	7.70
Mutual funds	4.73▲ +0.70 pp	4.03▲ +0.21 pp	3.82▲ +0.06 pp	3.76▲ +0.12 pp	3.64
Insurance companies	6.70▼ −0.32 pp	7.02▼ −0.66 pp	7.68▲ +0.02 pp	7.66▼ −0.37 pp	8.03
Banks and financial institutions	0.54▲ +0.08 pp	0.46▲ +0.05 pp	0.41▲ +0.13 pp	0.28▲ +0.02 pp	0.26
Individual investors	4.22▲ +0.21 pp	4.01▼ −0.84 pp	4.85▼ −0.45 pp	5.30▲ +0.16 pp	5.14
Bodies corporate	0.26▲ +0.09 pp	0.17▼ −0.04 pp	0.21▲ +0.01 pp	0.20▼ −0.10 pp	0.30
Others	0.16▼ −0.02 pp	0.18▲ +0.03 pp	0.15▼ −0.03 pp	0.18▲ +0.01 pp	0.17

Corporate actions

NSE and BSE records

Nothing upcoming on record; the last was a dividend of ₹5.00 a share, ex-date 3 Jul 2026.

Actionsex-dates · upcoming first, then the last eight · dividends in rupees a share, bonus and split as ratios

Corporate actions of UNIONBANK, upcoming first, then the most recent
Ex-date	Action	Amount or ratio	Record date	Source
recent
3 Jul 2026	dividend	₹5.00	3 Jul 2026	BSE
25 Jul 2025	dividend	₹4.75	25 Jul 2025	BSE
19 Jul 2024	dividend	₹3.60	—	BSE

Calendaras notified to the exchange

Next results: —no board meeting notified yet
Dividends in 365 days: ₹10.00a share · ex-dates inside the year
Last dividend: ₹5.00ex-date 3 Jul 2026

Price history

272 sessions on record · to 1 Oct · NSE end of day

UNIONBANK is −10.3% over 20 sessions against Nifty's −6.2%, 18% below its 52-week high, realised volatility 29% annualised.

Returns against Nifty 50longest window first · Nifty 50 over the same sessions

Returns of the stock and Nifty 50 over six windows, longest first
Window	From ₹	UNIONBANK %	Nifty 50 %	Difference pp
250 sessionssince 26 Sept	₹134.08	▲ +25%	▼ −9.1%	+34
120 sessionssince 9 Apr	₹184.69	▼ −9.3%	▼ −5.7%	−3.6
60 sessionssince 8 Jul	₹154.39	▲ +8.6%	▼ −6.1%	+15
20 sessionssince 2 Sept	₹186.85	▼ −10%	▼ −6.2%	−4.1
5 sessionssince 24 Sept	₹179.45	▼ −6.6%	▼ −2.8%	−3.8
1 sessionsince 30 Sept	₹170.99	▼ −2.0%	▼ −0.88%	−1.1

Averages of the closeclose against each average

5-session average: ₹171.31close −2.2% from it
20-session average: ₹178.33close −6.0% from it
50-session average: ₹179.79close −6.8% from it
200-session average: ₹174.12close −3.8% from it

Range and volumetrue range over 14 sessions · high to low over 20 · volume against the 20-session average

Average true range, 14: ₹4.62.7% of the close
Average day's range, 20: ₹3.92.4% of the close
Volume against 20 sessions: 0.94×79 L vs 83 L average

Volatility and co-movement with Nifty 50annualised from daily log returns · counts share one denominator per cell

Realised volatility, 20: 29%≈ ±1.8% a session · moved more than that on 6 of 20
Realised volatility, 60: 29%≈ ±1.8% a session · moved more than that on 16 of 60
Realised volatility, 250: 34%≈ ±2.1% a session · moved more than that on 56 of 250
Beta to Nifty, 60: 1.14moved with Nifty on 32 of 60 sessions
Beta to Nifty, 250: 1.45moved with Nifty on 158 of 250 sessions

Up and down sessionscloses above and below the previous close

Last 20 sessions: 7 up · 13 downof 20
Last 60 sessions: 32 up · 27 downof 59
Last 250 sessions: 135 up · 113 downof 248
Best session, 250: ▲ +8.0%8 Apr
Worst session, 250: ▼ −7.4%23 Apr

Union Bank of India is in 17 NSE indices

all 17 indices

20 bulletins on UNIONBANK

latest 15 Jul 2026

Beats in the coverage

Often mentioned with

July 2026

15 Jul Union Bank of India Q1 net profit rises 30% to ₹5,332 croreUnion Bank of India reported a 30% YoY increase in Q1 net profit to ₹5,332 crore, driven by strong income of ₹31,806 crore and improved asset quality. The bank's consolidated net profit stood at ₹5,641 crore, indicating robust financial health.High 11 Jul Union Bank declares ₹5 dividend and appoints new MDUnion Bank of India announced a ₹5 dividend per share for FY 2025-26 and appointed Asheesh Pandey as Managing Director and CEO during its AGM on 10 July 2026. The bank also plans to raise capital in line with BASEL III guidelines.Medium 11 Jul Union Bank declares ₹5 dividend, appoints new MDUnion Bank of India declared a ₹5 dividend per share for FY 2025-26 and appointed Asheesh Pandey as MD and CEO during its AGM on 10 July 2026. The bank also secured approvals for capital raising initiatives.Medium

May 2026

26 May Union Bank plans ₹8,000 crore capital raiseUnion Bank of India plans to raise up to ₹8,000 crore through equity and bonds, with shares currently at ₹167.22, down 0.98%. The stock has gained 6.72% in the past week, indicating strong recent performance.High 14 May Union Bank of India valuation shifts signal investment opportunityUnion Bank of India trades at a P/E ratio of 6.38 and a P/B ratio of 0.96, indicating potential undervaluation. Its mojo grade has shifted from Strong Buy to Buy, signaling a recalibrated investment outlook.Medium 13 May Union Bank of India valuation shifts signal investment opportunityUnion Bank of India trades at a P/E ratio of 6.38 and a P/B ratio of 0.96, indicating potential undervaluation. Its mojo grade has shifted from Strong Buy to Buy, reflecting changing valuation dynamics.Medium

April 2026

6 Apr Union Bank valuation signals price attractivenessUnion Bank of India's PE ratio at 7.27 is significantly lower than State Bank of India's 11.76, indicating strong valuation appeal. Its PEG ratio of 0.60 suggests undervaluation relative to earnings growth, potentially attracting investors.Medium

March 2026

28 Mar Union Bank of India secures top ratings and higher borrowing limitICRA reaffirmed a top rating of [ICRA]AAA for Union Bank of India's ₹10,000 cr infrastructure bonds and raised its borrowing limit for Certificates of Deposit to ₹45,000 cr. These ratings enhance the bank's liquidity and appeal to investors.Medium 21 Mar Union Bank raises ₹3,000 crore via long-term bondsUnion Bank of India raised ₹3,000 crore through long-term bonds, oversubscribed 3.12 times with bids of ₹9,379.82 crore. The bonds will finance infrastructure and affordable housing projects, accepted at a coupon rate of 7.16% per annum.Medium 21 Mar Union Bank raises ₹3,000 crore via long-term bondsUnion Bank of India raised ₹3,000 crore through long-term bonds, oversubscribed 3.12 times with bids totaling ₹9,379.82 crore. The bonds will finance infrastructure and affordable housing projects, carrying a coupon rate of 7.16% per annum.Medium 19 Mar Union Bank plans ₹20,000 crore bond issue for infrastructureUnion Bank of India plans to raise ₹20,000 crore through long-term infrastructure bonds to support infrastructure and affordable housing projects. The initiative includes targeting ₹7,500 crore in 10-year bonds and launching green bonds worth ₹5,000 crore.Medium 19 Mar Union Bank plans ₹20,000 crore bond issue for infrastructureUnion Bank of India plans to raise ₹20,000 crore through long-term infrastructure bonds to fund affordable housing and infrastructure projects. The initiative includes a target of ₹7,500 crore with a 10-year tenor and the issuance of ₹5,000 crore in green bonds.Medium 17 Mar Union Bank plans to raise ₹20,000 crore via bondsUnion Bank of India approved a plan to raise up to ₹20,000 crore through long-term bonds for infrastructure and affordable housing. The bank aims to raise ₹7,500 crore before 31 March 2026, enhancing liquidity and supporting sector growth.Medium

February 2026

5 Feb Union Bank upgraded to strong buy on valuation metricsUnion Bank of India received a strong buy rating after a valuation upgrade to very attractive. With a PE ratio of 7.09 and a dividend yield of 2.76%, the bank presents a compelling investment opportunity for value investors.Medium 1 Feb Union Bank and Bank of India merger could finalize by year-endUnion Bank of India and Bank of India are in the initial stages of a merger, with completion expected by year-end. This consolidation may enhance operational synergies and improve competitiveness in the banking sector.Medium

January 2026

31 Jan Union Bank and Bank of India merger expected by year-endUnion Bank of India and Bank of India are in initial stages of a merger, with completion expected by year-end. Both banks are conducting due diligence on operational processes, which may significantly impact the banking sector.Medium

December 2025

25 Dec Bank of India raises ₹10,000 crore via infrastructure bondsBank of India raised ₹10,000 crore via infrastructure bonds at 7.23% coupon, oversubscribed at ₹15,305 crore. Union Bank cut home loan rates to 7.15%, effective 18 Dec 2023, potentially boosting retail lending.Medium 24 Dec Union Bank cuts loan rates; Vikran Engineering wins solar contractUnion Bank of India reduced home loan rates by 0.30% and vehicle loan rates by 0.40%, following the RBI's repo rate cut to 5.25%. Vikran Engineering secured a ₹2,035 crore solar contract, indicating growth in the renewable energy sector.Medium 24 Dec Union Bank cuts loan rates; Vikran Engineering wins solar contractUnion Bank of India reduced home loan rates by 0.30% and vehicle loan rates by 0.40% after the RBI's repo rate cut to 5.25%. Vikran Engineering secured a ₹2,035 crore solar contract, enhancing its market position.Medium 22 Dec PSU banks receive ₹610 Cr from JV liquidationThree leading PSU banks received ₹610 cr from the liquidation of their joint venture, India International Bank Malaysia. Bank of Baroda holds a 40% stake, with implications for their overseas sales and operations.Medium

About Union Bank of India

exchange masters as of 18 Sept 2026 · classification by BSE

Company: Union Bank of India
Exchange: NSE · BSE 532477, group A
Listed on NSE: 24 Sept 2002
Classification: Financial Services › Banks › Public Sector Bank
Index: BSE 200
Face value: ₹10 a share
ISIN: INE692A01016
Sessions on record: 272
Price source: NSE UDiFF bhavcopy · end of day · delayed
Filings: NSE and BSE public disclosures · results, shareholding and corporate actions as filed
Computed: 1 Oct, 11:00 pm IST
Bulletins: 20 · written by the desk · not a recommendation

OI Charts is not a SEBI-registered investment adviser or research analyst. Prices, open interest, filings and the desk read are exchange data and arithmetic on it, not a basis for any investment decision.