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BankingMedium impactPre-market

Bank credit growth reaches eight-quarter high amid funding gap

pre-market1 source ↓written by the desknot a recommendation

in Q1 FY27
16.5%
deposits lagged
11.3%
resulted
512-basis-point gap
to a record
83.3%

Bank credit growth accelerated to 16.5% in Q1 FY27, marking an eight-quarter high, while deposits lagged at 11.3%. This resulted in a 512-basis-point gap, pushing the loan-to-deposit ratio to a record 83.3%. The widening gap indicates increasing funding pressure on banks, highlighting potential challenges ahead.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 20 Sept 2026, 07:08 IST.

Sourcesnews.google.com

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