BankingMedium impactAfter close

Banks reduce home loan rates following RBI repo cut

9 Dec 2025 · 16:07 ISTafter close1 source ↓written by the desknot a recommendation

repo rate cut: 25 bps
rate cut: 5.25%
loan: ₹50 lakh
loan: 20 years

Following the Reserve Bank of India's 25 bps repo rate cut to 5.25%, banks are lowering home loan rates. This adjustment has resulted in monthly savings of nearly ₹4,000 for borrowers with a ₹50 lakh loan over 20 years. Lower interest costs will ease the EMI burden for many borrowers in the coming months.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 9 Dec 2025, 16:07 IST.

Sourcesnews.google.com

HDFC
PNB
BOB
Banking

28 SeptBank strike postponed, SBI and HDFC Bank branches remain openMediumThe all-India bank strike has been postponed after discussions between the Indian Banks Association and the United Forum of Bank Unions. SBI, HDFC Bank, and PNB branches will remain operational as usual, allowing for normal banking activities.
28 SeptBofA highlights growth playbooks for major Indian banksMediumBofA Securities notes that India's large banks are entering a strong credit cycle with 20% growth. The report highlights ICICI Bank's potential for industry-leading growth, SBI's funding strength, and HDFC Bank's improving fundamentals.
27 SeptBank stocks decline sharply amid RBI directiveHighBank stocks like HDFC, ICICI, and Axis fell by 3% on 30 Mar 2023 following RBI's directive to limit net open positions on the rupee. The Nifty Bank index dropped 2.04%, reflecting concerns over the rupee's performance amid rising crude oil prices.
26 SeptHDFC raises $1.8B in landmark US private placementHighHDFC raised ₹176.9 billion (about $1.8 billion) in its first US private placement, comprising ₹100 billion in equity and ₹36.93 billion in debt. The funds will enhance liquidity during COVID-19 and support business growth.
24 SeptBank unions announce nationwide strike from September 28MediumBank unions have announced a three-day nationwide strike from September 28–30, 2026, urging customers to complete branch-related work by September 25. Major banks like PNB and SBI will keep ATMs and digital services operational during the strike.
22 SeptSensex rises over 400 points as oil prices easeMediumSensex gained 423.53 points to 74,718.49, while Nifty rose 29.75 points to 23,376.15 on 21 Sep. Easing crude oil prices bolstered market sentiment despite mixed sector performance, with Realty stocks leading the gains.

Banks reduce home loan rates following RBI repo cut

Related