Banks tighten gold loan policies amid rising prices
after close1 source ↓written by the desknot a recommendation
- in borrowings
- 100% increase
- gold loans reached
- ₹3.37 lakh crore
- in April 2024
- ₹1.01 lakh crore
Banks and NBFCs are tightening gold loan restrictions following a 100% increase in borrowings since March 2025. The Reserve Bank of India has raised concerns over potential default risks as gold prices soar, prompting lenders to exercise caution. As of October 2025, gold loans reached ₹3.37 lakh crore, up from ₹1.01 lakh crore in April 2024.
Not investment advice. For informational purposes only.