Indian Bank cuts interest rates for home loans

Oicharts Desk |

Indian Bank has announced a reduction in its repo-linked benchmark lending rate (RBLR) from 8.20% to 7.95%, effective 6 Dec 2025. This follows the RBI's repo rate cut from 5.50% to 5.25%. Additionally, the bank's 1-year MCLR has decreased from 8.85% to 8.80% from 3 Dec 2025. These changes will lower EMIs for customers with linked loans, enhancing affordability and potentially shortening loan terms.

This move may boost housing demand and improve sentiment in the banking sector. 📉

📊 STOCKS MENTIONED: $INDIANBANK 🏢 SECTORS: Banking