Infrastructure and power lead India funding demand in H2FY27
A Brickwork Ratings report said infrastructure, power and commercial real estate will drive India’s funding demand in H2FY27. Gold loans and loans against property may support NBFC lending, while smaller microfinance-focused lenders remain under stress.
after close1 source ↓machine-written, see hownot a recommendation
- BANKNIFTY close
- ₹55,316
- On the day
- -0.30%
- 52-week high
- ₹56,671
- 52-week low
- ₹53,786
India’s infrastructure, power and commercial real estate sectors are expected to remain the main drivers of funding activity in the second half of FY27, according to a Brickwork Ratings report cited by IANS on 15 Oct 2026. The outlook was supported by ongoing project execution, healthy cash flows and continued public-sector spending. H2FY27 funding demand is therefore likely to remain concentrated in capital-intensive sectors where project financing and working capital requirements are elevated.
The report also said lending to non-banking financial companies is likely to receive support from demand for gold loans and loans against property. However, smaller lenders with significant microfinance exposure continue to face stress, creating a differentiated outlook within the financial-services segment 💼. For infrastructure and power companies, sustained public spending and project execution can support borrowing activity, while commercial real estate remains linked to construction progress and cash-flow generation.
India Inc’s credit profile remained resilient in the first half of FY27 despite elevated crude oil prices, below-normal monsoon rainfall and tighter global financial conditions. Data compiled from major domestic rating agencies showed that upgrades continued to significantly outnumber downgrades between April and September 2026. This indicates that corporate balance sheets remained broadly supportive even as external cost and financing pressures persisted.
OI Charts data for 14 Oct 2026 showed the broader market under pressure ahead of the report’s publication. The banking index closed at ₹55,316, down 0.3%, with volume of 318,814,941, while the benchmark index closed at ₹22,623, down 0.4%, with volume of 333,248,082. Over five sessions, the banking index was up 0.5% and the benchmark index was up 0.1%. The banking index remained within its 52-week range of ₹53,786 to ₹56,671, while the benchmark traded between ₹22,180 and ₹23,489.
Traders will monitor fresh project awards, public-sector spending, credit growth and rating actions for confirmation of the funding cycle. Lending trends in gold loans and loans against property, alongside stress indicators among microfinance-focused smaller lenders, will help determine whether financial-sector demand broadens or remains concentrated. Infrastructure execution and cash-flow updates will remain key sector signals ⚡.
Source: IANS LIVE, 15 Oct 2026
Not investment advice. For informational purposes only.