NPS funds now permitted to invest in gold and silver ETFs
PFRDA has allowed NPS, UPS, and APY schemes to invest in gold and silver ETFs starting 10 Dec 2025. This significant update enhances investment diversification for pension savers and may increase demand for these precious metals in the market.
after close1 source ↓written by the desknot a recommendation
- effective
- 10 Dec 2025
The Pension Fund Regulatory and Development Authority (PFRDA) has announced that NPS, UPS, and APY schemes can now invest in gold and silver ETFs. This change, effective from 10 Dec 2025, allows for greater diversification in investment options, including the Nifty 250 index and Alternative Investment Funds (Category I and II).
This move is expected to enhance investor sentiment and broaden the asset allocation strategies for pension savers, potentially impacting the demand for gold and silver in the market. 💰
Key Points:
• NPS, UPS, and APY schemes can invest in gold and silver ETFs
• New master circular replaces older guidelines
• Enhanced diversification for pension savers
Immediate market implications may include increased inflows into gold and silver ETFs as investors seek to capitalize on these new opportunities.
Not investment advice. For informational purposes only.