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IDBI Bank Q4 net profit declines 5% to ₹1,943 crore

IDBI Bank's Q4 net profit fell 5% to ₹1,943 crore, impacted by rising funding costs despite a 11.7% increase in net interest income to ₹7,798 crore. This decline raises concerns about the bank's profitability moving forward.

pre-market1 source ↓written by the desknot a recommendation

in net profit
5% decline
totaling
₹1,943 crore
YoY
₹2,051 crore
in net interest
11.7% increase
income NII
₹7,798 crore

IDBI Bank reported a 5% decline in net profit after tax (PAT) for Q4 FY 2025-26, totaling ₹1,943 crore, down from ₹2,051 crore YoY. This drop was attributed to a rise in the lender’s cost of funds despite an 11.7% increase in net interest income (NII) to ₹7,798 crore.

The increase in funding costs has impacted operating income, raising concerns for traders about future profitability and cost management strategies.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 1 May 2026, 07:03 IST.

Sourcesnews.google.com

The market after the news

IDBI closed −1.3% on the day of the news, from ₹75.88 to ₹74.87; Nifty +0.5% over the same session.

Bulletin at 07:03 IST on 1 May 2026. Every change is measured from ₹75.88, the last close before it, on 30 Apr. Nifty 50 is measured over the same sessions.

  • IDBI close ₹
  • Nifty 50, rebased to the close before the news
  • close before the news
  • above it
  • below it
IDBI closes around the bulletin against the close before the news, with Nifty 50 rebased to it65.8075.8885.96axis spans 31%before the news · 30 Apr75.88Nifty 50IDBIbulletinD0+1+3+524 Apr7 May18 MayReference close ₹75.88. 16 sessions from 24 Apr to 18 May; the price axis spans 31 percent.
price axis fixed at 4 × the 14-session true range around the close before the news · values printed at each marked session
Closes after the news against the close before it, with Nifty 50 over the same span
SessionClose ₹Change %Nifty %
Before30 Apr₹75.88basebase
On the day4 May₹74.87▼ −1.3%▲ +0.5%−1.8 pp difference
+1 session5 May₹74.53▼ −1.8%▲ +0.1%−1.9 pp difference
+3 sessions7 May₹75.76▼ −0.2%▲ +1.4%−1.5 pp difference
+5 sessions11 May₹73.25▼ −3.5%▼ −0.8%−2.7 pp difference
Gap at the open, % · ₹
▲ +0.3%+0.22 on 4 May
Day's range, % · ₹
2.7%≈ 2.1 high to low
Volume on the day
0.37×the 20-session average
Futures OI on the day
—
Futures OI open, lots
—
Futures premium, ₹
—
Puts per call, by OI
—
Max pain
—

Source NSE UDiFF bhavcopy · IDBI on the desk →

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