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BankingMedium impactPre-market

Banking sector outlook improves with strong loan growth forecast

pre-market1 source ↓written by the desknot a recommendation

Elara Capital projects strong loan growth in Q3 FY26, driven by improved net interest margins and lower slippages in unsecured and MFI loans. While credit costs are supported by steady recoveries, weak deposit flows may pressure NIMs and FY27 earnings. PSU banks are expected to remain steady, with ICICI, Kotak, and SBI likely to outperform.

• Loan growth forecast: Strong in Q3 FY26

• NIMs: Improved but under pressure

• Key players: ICICI, Kotak, SBI likely to shine

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 28 Dec 2025, 07:02 IST.

Sourcesnews.google.com

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