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BankingMedium impactPre-market

Nationalized banks reduce loan rates after RBI repo cut

pre-market1 source ↓written by the desknot a recommendation

repo rate cut
25 basis points
loans starting
7.10%

Following a 25 basis points repo rate cut by the RBI, several nationalized banks have lowered retail loan interest rates by the same margin. Punjab National Bank, Bank of Maharashtra, and others have adjusted their repo linked lending rates, with home loans starting at 7.10%. This move may stimulate borrowing but banks are cautious about reducing the MCLR to protect margins.

Not investment advice. For informational purposes only.

OI Charts is not a SEBI-registered investment adviser or research analyst. This bulletin was written by the OI Charts desk from the public sources listed here. It is commentary on market conditions, not a basis for any investment decision and not a recommendation to buy or sell any security. Prices as of 8 Dec 2025, 07:04 IST.

Sourcesnews.google.com

The market after the news

PNB closed −4.7% on the day of the news, from ₹121.71 to ₹116.00; Nifty −0.9% over the same session; futures OI +3.7%.

Bulletin at 07:04 IST on 8 Dec 2025. Every change is measured from ₹121.71, the last close before it, on 5 Dec. Nifty 50 is measured over the same sessions.

  • PNB close ₹
  • Nifty 50, rebased to the close before the news
  • close before the news
  • above it
  • below it
  • futures OI, lots
PNB closes around the bulletin against the close before the news, with Nifty 50 rebased to it109.83121.71133.59axis spans 22%before the news · 5 Dec121.71Nifty 50PNBbulletinD0+1+3+51 Dec11 Dec22 DecFutures open interest, lotspeak 31,000Reference close ₹121.71. 16 sessions from 1 Dec to 22 Dec; the price axis spans 22 percent.
price axis fixed at 4 × the 14-session true range around the close before the news · values printed at each marked session
Closes after the news against the close before it, with Nifty 50 over the same span
SessionClose ₹Change %Nifty %
Before5 Dec₹121.71basebase
On the day8 Dec₹116.00▼ −4.7%▼ −0.9%−3.8 pp difference
+1 session9 Dec₹117.83▼ −3.2%▼ −1.3%−1.9 pp difference
+3 sessions11 Dec₹117.57▼ −3.4%▼ −1.1%−2.3 pp difference
+5 sessions15 Dec₹118.74▼ −2.4%▼ −0.6%−1.8 pp difference
Gap at the open, % · ₹
▼ −0.1%−0.06 on 8 Dec
Day's range, % · ₹
5.3%≈ 6.4 high to low
Volume on the day
1.53×the 20-session average
Futures OI on the day
▲ +3.7%+1,000 lots · short build-up · price −4.7%
Futures OI open, lots
28,0008 Dec · 30 Dec expiry
Futures premium, ₹
+0.58+0.5% to spot
Puts per call, by OI
0.57from 0.58 the session before
Max pain
121from 123 the session before

Source NSE UDiFF bhavcopy · PNB on the desk →

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