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BAFN

BayFirst Financial Corp. Common Stock · XNAS · 131 sessions on record
$6.81▼ −0.40 · −5.5%from $7.21 the session before · Sep 30, 2026 close · end of day
Open
$6.90
High
$7.03
Low
$6.32
Day's range
$0.719.8% of the previous close
VWAP
$6.75close +0.83% from it
Volume, shares
77.4K0.39× the 20-session average
Traded, $
$523.0K
Trades
1.13K68 shares per trade
Previous close
$7.21−0.40 to the close
Market cap
$183.6Mat the close of Sep 30
Day range69% of the way up
$6.32$7.03
52-week range49% of the way up
$4.26 Jun 24$9.50 Sep 17

−28% from the high · +60% from the low

Options

No listed options on BAFN

Close $ · S&P 500 rebased to the first close126 sessions to Sep 30 · axis fixed at 4 × ATR-14 around the last close
131 sessions on file · from Mar 25
BAFN close over the last 126 sessions, with S&P 500 rebased to the first close3.546.8110.08axis spans 185%S&P 500BAFNApr 1Jul 2Sep 30126 sessions from Apr 1 to Sep 30; the price axis spans 185 percent.

Quarterly results

consolidated · latest filed Aug 14, 2026 · SEC filings

Profit −$32.7M in the Jun 2026 quarter, consolidated.

Last 8 quarters, consolidatedUS dollars as filed · year on year against the same quarter a year earlier · market: close on the first session after the filing against the last close before it, S&P 500 over the same session
Quarterly results of BAFN on the consolidated basis with the market's move on the first session after each filing
QuarterRevenue $Revenue YoYProfit $Profit YoYEPS $Market on the day
Jun 2026filed Aug 14——−$32.7M—-8.05▼ −4.8%S&P 500 −0.5% · −4.4 pp
Mar 2026filed Aug 12——−$5.9M—-1.54▲ +2.9%S&P 500 +0.7% · +2.2 pp
Dec 2025filed Mar 27——−$1.1M▼ −110%-0.36▼ −3.5%S&P 500 −0.3% · −3.1 pp
Sep 2025filed Aug 12——−$19.1M▼ −1,800%-4.71▲ +2.9%S&P 500 +0.7% · +2.2 pp
Jun 2025filed Aug 14——−$1.9M▼ −310%-0.54▼ −4.8%S&P 500 −0.5% · −4.4 pp
Mar 2025filed Aug 12——−$938.0K▼ −210%-0.32▲ +2.9%S&P 500 +0.7% · +2.2 pp
Dec 2024filed Mar 25——$9.8M▲ +490%2.21—not reached
Sep 2024filed Nov 12——$1.1M▼ −41%0.18—not reached
By fiscal yearfiscal years as filed in the 10-K · named by the year the fiscal year ends
Financial-year results of BAFN on the consolidated basis, summed from the quarters filed
YearRevenue $Revenue YoYProfit $Profit YoYEPS $
FY25to Dec 2025——−$24.6M▼ −340%-6.32
FY24to Dec 2024——$10.2M▲ +79%2.09
FY23to Dec 2023——$5.7M—1.12
FY22to Dec 2022——−$349.0K▼ −100%-0.22
FY21to Dec 2021——$24.6M▲ +94%5.91

Fundamentals

consolidated · filings to Jun 2026 · close $6.81 on Sep 30

1.6 times book value, market cap $183.6M.

Valuation
Market cap
$183.6Mon Sep 30
Price to earnings
—
Trailing EPS
$-14.66diluted · consolidated · four quarters to Jun 2026
Price to book
1.6consolidated · balance sheet to Jun 2026
Book value a share
$4.30consolidated · balance sheet to Jun 2026
Debt to equity
—
Return on equity
-54%trailing profit over average equity · consolidated
Dividend yield
—
Price to sales
—
Shares outstanding
27Mon Sep 30
Growthsums of the four quarters filed to Jun 2026 · growth against the four quarters before them · consolidated
Revenue, trailing 12 months
—
Revenue growth, 12 months
—
Revenue 3-year CAGR
—trailing twelve months against the twelve months 3 years earlier · consolidated
Profit, trailing 12 months
−$58.7Mfour quarters to Jun 2026
Profit growth, 12 months
▼ −820%against the twelve months before
Profit 3-year CAGR
—
PeersState Commercial Banks · the ten largest by market cap · industry P/E 14, market caps over trailing profit of 9 stocks
Stocks in the industry State Commercial Banks with market cap, price to earnings and price to book
StockMarket capP/EP/BClose $
BNYBank of New York Mellon Corporation$98.13Bon Sep 3017consolidated2.2$144.63
WTFCWintrust Financial Corp$9.57Bon Sep 3011consolidated1.3$141.82
COLBColumbia Banking Systems Inc$8.09Bon Sep 3011consolidated1.1$28.60
HWCHancock Whitney Corporation Common Stock$5.78Bon Sep 3014consolidated1.3$72.04
FBNCFirst Bancorp/NC$2.53Bon Sep 3019consolidated1.5$61.11
HWCPZHancock Whitney Corporation 6.25% Subordinated Notes due 2060$1.69Bon Sep 304.1consolidated0.38$21.05
PEBOPeoples Bancorp Inc/OH$1.32Bon Sep 3011consolidated1.1$36.59
BWBBridgewater Bancshares, Inc. Common Stock$562.4Mon Sep 3011consolidated1.0$20.17
BWBBPBridgewater Bancshares, Inc. Depositary Shares, Each Representing a 1/100th Interest in a Share of 5.875% Non-Cumulative Perpetual Preferred Stock, Series A$544.5Mon Sep 3011consolidated0.99$19.53
BAFNBayFirst Financial Corp. Common Stock$183.6Mon Sep 30—1.6$6.81

Shareholding

SEC Forms 3, 4 and 5

No open-market insider buying or selling in the last 90 days.

Insider tradesSEC Forms 3, 4 and 5 · the latest 10
BAFN insider trades
InsiderTradeSharesPriceHeld after
LEO ANTHONY NDirectorwithheld for tax · May 15, 2026138$6.4936,825
LEO ANTHONY NDirectorJ · Feb 19, 20260$6.640
Berset Mark SDirectorwithheld for tax · May 15, 202699$6.49214,811
Saravanos AnthonyDirectorwithheld for tax · May 15, 2026138$6.4957,022
Zipperian Barbara JDirectorwithheld for tax · May 15, 202699$6.494,985
Berset Derek StevenDirectorwithheld for tax · May 15, 202699$6.4970,233
Spoor Bradly WilliamDirectorwithheld for tax · May 15, 202699$6.492,954
Politis ChristosDirectorwithheld for tax · May 15, 202699$6.4943,612
Harris Alexander OctaviusDirectorwithheld for tax · May 15, 202699$6.496,657
Deloach Dennis Reppard IIIDirectorwithheld for tax · May 15, 202699$6.4935,740

Corporate actions

exchange records

No corporate action on record for BAFN yet.

Price history

131 sessions on record · to Sep 30 · end of day

BAFN is −4.8% over 20 sessions against the S&P 500's +0.1%, 28% below its 52-week high, realised volatility 100% annualised.

Returns against S&P 500longest window first · S&P 500 over the same sessions
Returns of the stock and S&P 500 over six windows, longest first
WindowFrom $BAFN %S&P 500 %Difference pp
120 sessionssince Apr 9$6.82▼ −0.15%▲ +12%−12
60 sessionssince Jul 7$5.38▲ +27%▲ +2.0%+25
20 sessionssince Sep 1$7.15▼ −4.8%▲ +0.11%−4.9
5 sessionssince Sep 23$8.31▼ −18%▼ −0.67%−17
1 sessionsince Sep 29$7.21▼ −5.5%▼ −0.21%−5.3
Averages of the closeclose against each average
5-session average
$6.88close −1.0% from it
20-session average
$7.95close −14% from it
50-session average
$7.10close −4.1% from it
Range and volumetrue range over 14 sessions · high to low over 20 · volume against the 20-session average
Average true range, 14
$0.8212% of the close
Average day's range, 20
$0.669.7% of the close
Volume against 20 sessions
0.39×77.4K vs 198K average
Volatility and co-movement with S&P 500annualised from daily returns
Realised volatility, 20
100%≈ ±6.6% a session · moved more than that on 6 of 20
Realised volatility, 60
79%≈ ±5.0% a session · moved more than that on 17 of 60
Beta to S&P 500, 60
-1.16moved with S&P 500 on 30 of 60 sessions
Up and down sessionscloses above and below the previous close
Last 20 sessions
9 up · 11 downof 20
Last 60 sessions
30 up · 29 downof 59
Best session, 250
▲ +12%Sep 29
Worst session, 250
▼ −24%May 1

1 headlines on BAFN

latest Sep 24, 2026 · links go to the publisher

Short-sale volume

25 sessions · to Sep 30, 2026

Short sales were 69% of reported volume on Sep 30, 2026, against 48% over the last 25 sessions.

Last 10 sessionsshare of the day's reported volume
BAFN daily short-sale volume
SessionShort volumeReported volumeShort share
Sep 30, 202610.5K15.3K68.6%
Sep 29, 202621.1K107K19.8%
Sep 28, 202612.3K20.9K58.7%
Sep 25, 202646.1K118K38.9%
Sep 24, 202610.4K20K52.1%
Sep 23, 202619.8K29.5K67.1%
Sep 22, 202652.3K101K51.8%
Sep 21, 202620K67K29.8%
Sep 18, 202636.7K51.8K70.7%
Sep 17, 202619.4K140K13.8%

Filings

SEC EDGAR · newest first
BAFN SEC filings
FiledFormReport date
Sep 30, 20268-KSep 30, 2026
Sep 29, 20263Sep 22, 2026
Sep 29, 20268-KSep 24, 2026
Sep 24, 20263Sep 22, 2026
Sep 24, 20263Sep 22, 2026
Sep 24, 20263Sep 22, 2026
Sep 24, 20263Sep 22, 2026
Sep 24, 20268-KSep 22, 2026
Sep 9, 20264Sep 4, 2026
Sep 9, 20264Sep 4, 2026
Sep 1, 20264Aug 13, 2026
Sep 1, 20264Aug 13, 2026
Sep 1, 20264Aug 13, 2026
Sep 1, 20264Aug 13, 2026
Sep 1, 20268-KSep 1, 2026
Sep 1, 2026424B3—
Sep 1, 20264Aug 13, 2026
Aug 31, 2026EFFECT—
Aug 27, 20268-KAug 26, 2026
Aug 24, 2026EFFECT—
Aug 24, 2026424B3—
Aug 21, 2026S-1/A—
Aug 21, 2026S-1/A—
Aug 20, 2026S-1/A—
Aug 20, 2026S-1/A—

About BayFirst Financial Corp. Common Stock

SEC and exchange records
Company
BayFirst Financial Corp. Common Stock
Exchange
XNAS
Industry
State Commercial Banks · SEC standard industrial classification
SEC CIK
1649739
Sessions on record
131
Price source
End of day · delayed
Computed
1 Oct, 10:41 pm IST

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