IIFL Finance profit crosses ₹800 crore in Q2

IIFL Finance reported quarterly profit after tax of ₹804 crore, crossing the ₹800 crore mark for the first time. Profit rose 92% year on year and 13% sequentially, while loan AUM increased 38% YoY to ₹1,24,268 crore. Core businesses—gold loans, home loans, MSME loans and microfinance—grew 43% YoY and represented 97% of the portfolio. 📈

The earnings profile points to broad-based expansion across the company’s lending businesses rather than growth concentrated in a single segment. Consolidated return on equity reached 20.1%, exceeding the company’s 20% target. Asset quality remained stable, with gross NPA at 1.48% and net NPA at 0.87%; the provision coverage ratio stayed above 90%. These figures are important for the NBFC sector because faster loan growth is accompanied by controlled reported credit stress.

Liquidity also strengthened to an all-time high of ₹13,805 crore. The company raised USD 800 million through international bond issuances, including a USD 300 million social bond that was 2.3 times subscribed. The funding response supports near-term balance-sheet flexibility, while the asset-quality indicators remain the key counterweight for lenders expanding rapidly. 💼

OI Charts data showed the stock closing at ₹598.10 on 15 Oct 2026, up 0.55% on the day, with volume of 2,117,426 shares. The stock gained 3.3% over five sessions and 2.1% over 20 sessions. It remained below its 52-week high of ₹705.00 recorded on 24 Aug 2026, but above the 52-week low of ₹409.10 from 27 Apr 2026.

Investors will watch subsequent disclosures for loan growth, collection efficiency, asset-quality movement and funding costs. The next reported quarter will indicate whether the 20.1% ROE and sub-1% net NPA profile are sustained as the portfolio expands. The full earnings-call transcript contains additional management commentary on operating efficiency and business-level trends.

Source: Yahoo Finance, 15 Oct 2026

Not investment advice. For informational purposes only.